Maximize your points collection to fund international travel — Australia.

International travel can be expensive, especially after the pandemic, but you can offset costs by collecting points from credit cards and promotions. You will be okay to not apply all the ideas on this post and use part of it.

Joining point Maximiser

• 1. Major players like NAB Qantas, NAB Velocity, AMEX Qantas, ANZ Qantas credit cards, and Suncorp Qantas Credit often offer joining points. For example, 60K joining points are typically worth around 600 AUD. Comparison websites like Finder (https://www.finder.com.au/) can help you find the best credit card deals. Look out for cards that have low annual fees and low credit limits.

• 2. There are certain credit options like American Express Credit, which will wave off credit card fees if a flight is booked using their site — Book with Amex Travel | American Express Australia
• 3. These cards will also add Qantas points to your day-to-day shopping like 1 Qantas point for each 1 dollar spent.

Woolworths Maximiser

• 1. Use the above credit card or normal debit card to buy discounted Woolworths or Coles coupons, often available at a 4–5% discount. For example, spend $95 for a coupon worth $100. Woolworths occasionally promotes these on Facebook. Some companies even offer these discounts to employees through internal websites. NRMA members can also get Woolworths discounted coupons (-4% off). NRMA membership is free for the first 6 months, Woolworths Gift Cards Discount | Member benefits (mynrma.com.au)
• 2. Keep an eye on your email for offers from Woolworths for bulk purchase discounts. These are often sent to registered Everyday Rewards holders and are sometimes shared on Facebook posts by retailers. This is good for bulk online purchases only.
• 3. Make it a habit to scan your Everyday Rewards card whenever you shop at Woolworths or Big W to accumulate points. Save it under wallet feature of the mobile app.
• 4. Transferring points from retail loyalty programs like Everyday Rewards to airline frequent flyer programs like Qantas can save you money on flights. Flybuy points can also be transferred to Virgin Australia’s Velocity Points. Everyday Rewards — Woolworths (qantas.com)
• 5. Opting for a Woolworths mobile plan can get you 10% off your shopping bill once a month, including at Big W. SIM Only & Prepaid Plans | Everyday Mobile from Woolworths. If you want to join this, take referral from someone already on the plan so both of you will get referral coupon.
• 6. If a mobile plan isn’t appealing, consider Woolworths Extra for $7 a month, which also provides a 10% discount on your monthly bill and offers double reward points. Everyday Extra (woolworthsrewards.com.au), 10% discount is good for in-shop purchases.

• 7. Before making any large purchases at Woolworths or Big W, use the Boost All feature available through the mobile app to maximize your rewards. Boost | Everyday Rewards (woolworthsrewards.com.au). This can add up to 5X points on small purchases. This will help you to hit 2000 mark so fast. 2000 points can provide 10$ worth of saving.

Airline partner point movements

• You can move small leftover points from Krish flyers to Velocity.